FAB Balance Check & Enquiry: Mobile, Online, SMS & ATM

Many users struggle to find a safe and easy way to check their FAB balance, whether it’s for a Ratibi card, FAB prepaid card, or salary account. Common issues include login errors, SMS not working, or confusion about which FAB service (mobile app, online banking, or ATM) provides the most accurate balance updates. If you’ve ever searched for how to check FAB card balance online or FAB prepaid balance enquiry, this guide has the complete solution.

Below, you’ll find step-by-step instructions to check your FAB balance using your mobile phone, ATM, SMS code (2121), or Payit Wallet App, along with troubleshooting tips for Ratibi card login, FAB online banking registration, and secure password resets.

Ratibi FAB Balance Check | Prepaid Card Inquiry

How to Check FAB Card Balance?

Checking your FAB card balance is quick and easy. You can check your balance anytime by following these simple steps:

Step 1: Go to the official FAB balance check portal at ppc.magnati.com.

Step 2: In the first field, enter the last two digits of your FAB card number. In the next field, type your Card ID, then click “Go.”

Step 3: Your FAB account balance will appear instantly on the screen.

That’s it! You’ve successfully checked your FAB Bank balance online in just a few simple steps.

FAB Balance Check via Mobile App

The FAB Mobile Banking App is one of the fastest and most secure ways to check your balance.

Steps to Check FAB Balance via Mobile App:

1. Download the FAB Mobile App from Google Play or the Apple App Store.
2. Log in using your User ID and password (or Face ID / fingerprint).
3. Tap on your account or card from the dashboard.
4. Your available balance and latest transactions will appear instantly.

Tip: You can also enable Push Notifications to receive instant alerts about salary credits, withdrawals, or card transactions.

FAB Balance Check Online (via Internet Banking)

If you prefer accessing your account from a desktop or laptop, FAB Online Banking provides a full view of your financial activities.

Steps to FAB Balance Enquiry Check Balance Online:

1. Visit the official website (https://www.bankfab.com/en-ae/personal)
2. Click Login → Personal Online Banking.
3. Enter your User ID and password.
4. Go to the Accounts tab to view your current and available balance, transaction history, and pending transfers.

You can also download account statements, pay bills, and manage transfers from the same dashboard.

Check FAB Balance at ATM

If you prefer using an ATM, checking your FAB balance takes just a minute.

Here’s how you can do it:

• Step 1: Insert your FAB Debit, Credit, or Prepaid Card into any FAB ATM.
• Step 2: Select “Balance Enquiry” on the screen.
• Step 3: Enter your PIN to verify.
• Step 4: Your current balance will appear immediately.
• Step 5: (Optional) Print a mini statement for your records.
• Step 6: You can use any FAB ATM or a partner bank ATM in the UAE for this service.

Note: Some ATMs allow you to print a mini statement showing your last few transactions.

FAB Balance Check by SMS

No internet? No problem. FAB SMS Banking lets you check your balance from any phone.

Steps to Check FAB Balance via SMS:

1. Make sure your mobile number is registered with FAB.
2. Open your SMS app and type:
   • For account balance: BAL <last4 digits of your account>
   • For credit card balance: CBAL <last4 digits of your card>
3. Send it to 2121 (within the UAE).
4. You’ll instantly receive an SMS showing your current balance.

This is the fastest offline method to check your FAB account balance.

Check FAB Balance via Phone Banking

If you prefer voice support, you can easily check your balance by calling FAB customer care.

Steps to Use Phone Banking:

1. Call 600 52 5500 (within UAE) or +971 2 681 1511 (international).
2. Follow the IVR prompts and verify your identity.
3. Choose the option for “Account Information.”
4. The system will announce your available balance and recent transactions.

Check FAB Balance via Payit Wallet App

The Payit Wallet App, powered by First Abu Dhabi Bank (FAB), allows users to manage their money, make payments, and even check their Ratibi or FAB account balance, all from their smartphone.

Follow these simple steps to view your balance instantly through the Payit digital wallet.

Step 1: Download and Install the Payit Wallet App

• Go to Google Play Store (Android) or Apple App Store (iOS).
• Search for “Payit Wallet by FAB”.
• Download and install the app on your mobile device.

Step 2: Register or Log In

• Open the Payit App.
• If you already have an account, tap Login and enter your credentials.
• New users should tap Register, then follow the on-screen instructions to create a Payit account using your UAE mobile number and Emirates ID.

Step 3: Link Your FAB Account or Ratibi Card

• From the app’s home screen, tap on “Link FAB Account” or “Link Ratibi Card”.
• Enter your FAB card number, Emirates ID, and registered mobile number.
• Verify via OTP (One-Time Password) sent to your registered phone number.
• Once linked successfully, your FAB balance will sync with your Payit Wallet.

Step 4: Check Your Account Balance

• Go to the “My Wallet” or “Account” section.
• Your current balance will be displayed on the dashboard instantly.
• You can also tap on the card to view recent transactions, salary credits, or spending history.

Step 5: Use Your Payit Balance

Once your account is linked, you can:

• Transfer money to friends or family (UAE or international).
• Pay bills directly through the app.
• Shop online or at partner stores.
• Withdraw cash from select FAB ATMs using a Payit code (no card required).

You can also use Payit to transfer money, pay bills, or withdraw cash from select ATMs.

Check FAB Balance by Visiting a Branch

If you prefer in-person banking, you can visit any FAB branch to check your balance.

Steps:

1. Locate your nearest branch through the FAB website or app.
2. Bring your debit/credit card or Emirates ID.
3. Speak to a teller or customer service representative.
4. They’ll provide your balance details securely.

FAB Balance Enquiry through Customer Care

You can also contact the FAB customer care center for balance-related queries or account support.

• UAE: Call 600 52 5500
• International: Dial +971 2 681 1511

Once connected:

1. Choose your preferred language.
2. Select the option for Account Information.
3. Verify your identity.
4. The IVR will read out your current balance and recent transactions.

FAB Balance Check for International Users

Method	Steps	Best For
FAB Online Banking	Visit FAB Online Banking → Log in with username & password → Go to “Accounts” → View available balance.	Detailed account view, transaction history, and secure online access.
FAB Mobile App	Install FAB Mobile App → Sign in → Balance appears on dashboard.	Fast, secure, and mobile-friendly access anywhere.
Phone Banking	Call +971 2 6811511 → Select balance inquiry → Verify details.	Assistance when internet is not available.
SMS Banking	Send BAL + last 4 digits of card/account → Receive balance by SMS.	Quick checks without internet.
ATM Inquiry	Insert FAB card → Enter PIN → Select “Balance Inquiry”.	Simple balance check while traveling abroad.

FAB Credit Card Balance Check Options

If you’re a FAB credit card user, here’s how to check your credit limit, outstanding balance, and available credit:

• Through Mobile App: Select your card → “View Balance.”
• Through SMS: Send CBAL + last 4 digits of your card to 2121.
• At ATMs: Insert card → “Credit Card Services” → “Balance Enquiry.”
• Online: Log into your FAB online banking dashboard.

Tip: Always monitor your minimum due amount to avoid late payment fees and protect your credit score.

FAB Prepaid Card Balance Check

For FAB prepaid or travel cards, you can check your balance in multiple ways:

1. Visit https://prepaidcards.bankfab.com
2. Log in using your card number and PIN.
3. View your remaining balance, recent transactions, and reload options.

Alternatively, use the FAB Prepaid Card mobile app for instant access.

How to Check FAB Prepaid & Ratibi Card Balance

For Ratibi and FAB Prepaid Card users, checking your balance is even simpler.

Method 1 – Online Inquiry Portal

1. Visit https://prepaidcards.bankfab.com.
2. Enter the last two digits of your card and your 13-digit Card ID.
3. Click “Go” to instantly see your balance and recent transactions.

Method 2 – Mobile App

Log in to the FAB Mobile App, open the “Accounts” tab, and view your prepaid card balance.

Method 3 – ATM

Insert your Ratibi or Prepaid Card, select Balance Enquiry, and view your available funds.

Method 4 – Customer Support

Call 600 52 5500 (UAE) or +971 2 6811511 (international) for assistance.

How to Register for FAB Online Banking

Registering for FAB Online Banking is quick and secure. It gives you full control to manage accounts, pay bills, and track your finances.

Steps to register for FAB banking online:

1. Visit the official website bankfab.com → Click Login → Select Personal Online Banking → Choose Register Now.
2. Enter your FAB Debit/Credit Card number, PIN, and registered mobile number.
3. Create your User ID, password, and set up security questions.
4. Confirm registration via OTP sent to your mobile or email.

Once registered, you can log in anytime to check balances, pay bills, or transfer money, without visiting a branch.

How to Reset FAB Online Banking Password

If you’ve forgotten your FAB Online Banking password or can’t access your account, don’t worry, resetting it only takes a few minutes. Follow these easy steps to recover your First Abu Dhabi Bank login securely:

Steps to Reset:

1. Visit www.bankfab.com.
2. Click Login → Personal Online Banking → Forgot Password.
3. Enter your User ID and registered mobile/email.
4. Verify via OTP sent to your phone or email.
5. Create a new secure password using letters, numbers, and symbols.
6. Log in again with your new password.

Tip: Never share your login credentials with anyone. Always use the official FAB website or mobile app.

Benefits of Regular FAB Balance Checks

Monitoring your balance regularly offers many benefits:

• Helps avoid unauthorized transactions or fraud.
• Keeps spending under control.
• Prevents overdraft or insufficient fund charges.
• Ensures your salary credits arrive on time.
• Supports budgeting and saving goals.

Common FAB Balance Enquiry Issues & Solutions

Issue	Possible Cause	Solution
Unable to log in	Incorrect credentials	Use “Forgot Password” to reset your login
No SMS response	Unregistered number	Update mobile number at nearest FAB branch
ATM error	Network issue	Try again later or use another ATM
App crash	Outdated app version	Update the app from Play Store/App Store
Portal not loading	Server downtime	Try after a few minutes or contact support

Checking FAB Balance from Abroad

If you’re outside the UAE, you can still check your FAB account or card balance easily:

• Use the FAB Mobile App or Online Banking via bankfab.com.
• Contact FAB Customer Care at +971 2 681 1511.
• Note that SMS Banking (2121) may not work internationally, so digital options are best.

This is especially useful for expats or frequent travelers managing UAE accounts overseas.

FAQs

Conclusion

With multiple methods like mobile app, online banking, ATMs, and SMS, First Abu Dhabi Bank (FAB) makes balance checking fast, flexible, and safe. Whether you’re in the UAE or abroad, you can manage your finances securely with just a few taps or clicks.