<strong>How do I redeem FAB Rewards points?</strong>

Log in to the FAB Mobile App, go to the Rewards section, and redeem points for flights, hotels, cashback, or vouchers.

FAB Infinite Credit Card (Complete Guide)

If you’re looking for a premium credit card in the UAE that combines luxury, rewards, and convenience, the FAB Infinite Credit Card is designed just for you. Whether you travel frequently or simply enjoy exclusive lifestyle perks, this card offers incredible value through rewards, airport privileges, and everyday financial flexibility.

In this guide, I’ll walk you through everything, what the FAB Infinite Credit Card offers, its benefits, requirements, and smart ways to use it effectively.

What Is the FAB Infinite Credit Card?

The FAB Infinite Credit Card is a top-tier credit card offered by First Abu Dhabi Bank (FAB), made for high-earning professionals who want more from their card experience. It belongs to the Visa Infinite class, which means it unlocks premium global benefits, travel upgrades, and superior lifestyle privileges.

Unlike standard FAB credit cards, the Infinite variant offers higher credit limits, travel benefits, concierge services, and exclusive rewards, perfect for users who spend frequently and expect exceptional value in return.

Key Features of the FAB Infinite Credit Card

Here’s what sets the FAB Infinite Credit Card apart from other cards in the market:

High Credit Limit – Suitable for large or frequent purchases.
Reward Points on Every Spend – Earn FAB Rewards for every AED you spend, which can be redeemed for travel, shopping, or bill payments.
Premium Lounge Access – Complimentary entry to airport lounges worldwide, perfect for frequent travelers.
Comprehensive Travel Insurance – Get global coverage for medical emergencies, trip delays, and lost luggage.
Interest-Free Period – Enjoy up to 55 days without interest when bills are paid on time.
Fraud & Purchase Protection – Secure your transactions and extend the warranty on eligible purchases.
24/7 Concierge Service – Get assistance for reservations, travel plans, or emergency support.

Benefits of Having a FAB Infinite Credit Card

Travel Privileges

Free access to over a thousand airport lounges worldwide.
Complimentary travel insurance and emergency medical coverage.
Priority booking and exclusive hotel or flight offers.

Reward Earnings

Earn points for every local and international purchase.
Use points to redeem travel tickets, hotel stays, or cashback.
Higher reward multipliers for travel, dining, and online categories.

Lifestyle & Entertainment Perks

Discounts at premium restaurants and entertainment venues.
Complimentary concierge services for travel and event planning.
Exclusive invitations to luxury experiences and events.

Security & Control

Instant card blocking through the FAB Mobile App if lost.
OTP verification for all online payments.
Transaction alerts for every spend, ensuring real-time control.

How to Check FAB Infinite Credit Card Balance

You can check your FAB Infinite Credit Card balance through several convenient methods:

1. FAB Mobile App

Open the app and log in using your credentials or Face ID.
Tap Cards → Select your Infinite Credit Card.
View your available balance, outstanding amount, and due date.

2. Online Banking

Log in to FAB Online Banking.
Navigate to Credit Cards → Account Summary.
You’ll see your current balance, available limit, and last transactions.

3. SMS Banking

From your registered mobile number, send BAL to 2121.
You’ll receive an instant SMS with your outstanding balance and due date.

4. FAB ATM

Visit any FAB ATM.
Insert your card → Enter PIN → Choose Balance Inquiry.
View your available limit and outstanding balance instantly.

Pro Tip: Set up AutoPay within the FAB app to avoid missing payment dates and enjoy uninterrupted benefits.

Eligibility & Fees

To qualify for the FAB Infinite Credit Card, you’ll typically need to meet the following criteria:

Minimum Salary Requirement: Around AED 30,000 per month.
Age Limit: 21 years and above.
Employment Status: Confirmed employment or business ownership in the UAE.
Residency: UAE nationals or residents with valid Emirates ID and visa.

Typical Fees

Annual Fee: Approximately AED 1,500 (may vary based on offers).
Interest Rate: Around 3.5%–3.9% per month on carried balances.
Late Payment Fee: AED 230 (approximate).
Cash Advance Fee: 3% or AED 99, whichever is higher.

Tip: FAB sometimes offers first-year fee waivers or bonus reward promotions. Always check for active offers before applying.

Who Is This Card For?

If you simply want “a good all rounder credit card” and won’t use the premium perks, a lower tier card may give better value.

People who travel frequently, especially internationally, and value lounge access, travel insurance, airline miles.

High earners who spend sufficiently to offset the annual fee via rewards & perks.

Users who will maximise premium benefits (e.g., use advance lounge access, transfers, luxury experiences).

How to Apply for the FAB Infinite Credit Card

Applying is simple and can be done online or at a FAB branch.

Steps to Apply:

Prepare your documents (Emirates ID, passport, salary certificate).
Visit the nearest FAB branch or apply through the FAB Mobile App.
Fill out the application form and submit required documents.
Once approved, your card will be delivered and activated.
Log in to the FAB Mobile App to manage and monitor your account.

How to Get the Most Value (Maximising Benefits)

To make this card truly worth it, here are some smart tips:

Stay within budget: Premium cards often encourage high spend; ensure you don’t get trapped into debt.
Track your spend: Choose a variant where your spend pattern aligns with the highest reward categories (travel, international spend, airline spend).
Use the welcome bonus: Make sure you meet any “spend to get bonus miles” requirement within the timeframe.
Use lounge access + travel perks: If you don’t use lounges or travel often, many of the premium benefits go unused.
Redeem strategically: Convert points/miles when you can get high value (e.g., business‐class flights, luxury hotels) rather than using trivial redemptions.
Avoid paying high interest or missing payments: The annual fee and reward value can be erased by high interest & late fees.
Look for fee waivers or first year free: Some promotions may waive the annual fee for the first year.
Use the purchase protections: If you buy big ticket items, use the card so you capture extended warranty or protection benefits.

Pros & Cons

Pros

Elite benefits and luxury travel perks.
Strong reward/points/miles potential if you spend big and use perks.
Good purchase protection and premium concierge services.
High status signalling (Visa Infinite level etc) which some users value.

Cons

Premium benefits sometimes change or require “activation” steps; failure to track these can reduce value.
If you don’t use the premium perks, the value may be poor.
Premium cards often carry high interest rates if you carry balances.

FAQs About FAB Infinite Credit Card

The Infinite card offers higher credit limits, more travel privileges, and premium lifestyle rewards, while the Platinum card is better for everyday use with lower fees.

Yes, the card is globally accepted, and you can enable or disable international usage anytime through the FAB Mobile App.

Yes, once you’ve used the card responsibly for several months, you can request a limit increase through FAB customer service.

Immediately block the card using the FAB Mobile App or by calling FAB Customer Care. A replacement card will be issued quickly.

Final Thoughts

The FAB Infinite Credit Card is ideal for professionals and frequent travelers who value luxury, convenience, and rewards. From free airport lounge access to premium insurance and concierge support, it offers exceptional privileges, as long as you manage it wisely.

If you travel often, spend regularly, and want a premium experience backed by the UAE’s trusted bank, this card is worth considering. Just make sure to pay your bills on time, use your rewards efficiently, and enjoy the premium lifestyle you deserve.