FAB Payit Wallet – How to Link, Transfer, and Check FAB Balance

Managing your First Abu Dhabi Bank (FAB) account just got easier with the Payit Wallet, a smart, cashless payment solution that lets you send, receive, and manage money directly from your phone. Whether you want to check your FAB balance, link your account, or transfer funds instantly, Payit offers a fast and secure experience.

Let’s go step by step through how Payit works and how you can use it to handle your FAB account effortlessly.

What Is FAB Payit Wallet?

Payit by FAB is the UAE’s first fully digital wallet, created by First Abu Dhabi Bank to make payments simple and instant, with no need to carry cash or cards. It’s available for both Android and iPhone users.

With Payit, you can:

  • Check your FAB account balance.
  • Send money to friends or family instantly.
  • Pay bills and mobile top-ups from one app.
  • Receive your salary directly into Payit wallet (if your employer supports it).
  • Make online and QR-code payments at partner stores.
FAB Payit Wallet

The Payit wallet connects directly with your FAB bank account or credit card, allowing a smooth money transfer experience across the FAB ecosystem.

How to Link Your FAB Account to Payit Wallet

Before using Payit for transfers or balance checks, you need to link your FAB account or card.

Step-by-Step Linking Process

  1. Download Payit App from Google Play or App Store.
  2. Open the app and register using your mobile number and Emirates ID.
  3. Verify your number with the OTP sent by FAB.
  4. Tap “Link FAB Account or Card” from the main menu.
  5. Log in using your FAB Online Banking credentials.
  6. Choose your primary account or credit card to connect.
  7. Confirm authorization and wait for successful linking.

Once linked, Payit will automatically show your current balance, linked cards, and transfer options within the app.

How to Transfer Money Using FAB Payit Wallet

After linking your FAB account, you can use Payit to send money to other wallet users or to bank accounts inside and outside the UAE.

Transfer to Another Payit User

  1. Open the app and tap Send Money.
  2. Select Payit Contact or enter their registered mobile number.
  3. Enter the amount and tap Send Now.
  4. Both parties receive instant confirmation.

Transfer to Bank Account (UAE or International)

  1. Tap Send Money to Bank.
  2. Choose FAB Account, Other UAE Banks, or International Transfer.
  3. Enter the recipient’s account number and name.
  4. Confirm the transfer using OTP verification.

Funds are usually credited instantly for FAB-to-FAB transactions and within 1–2 days for other banks.

How to Check Your FAB Balance Through Payit

Checking your balance with Payit is quick and secure.

Method 1: FAB Account Linked

  1. Log in to Payit App.
  2. Go to Dashboard → My Accounts.
  3. Your available FAB balance appears instantly.

Method 2: FAB Credit Card Linked

  1. Open Payit Wallet.
  2. Tap on My Cards.
  3. You’ll see the credit limit, available amount, and due balance.

Method 3: FAB Prepaid or Ratibi Card

  1. Select Prepaid Cards → Check Balance.
  2. Enter your card number and registered mobile number.
  3. Your balance will be shown immediately.

Tip: Payit also sends you instant notifications after each transaction, so you always know your latest balance without logging in.

Troubleshooting Common Payit Issues

Problem 1: Unable to link FAB account

  • Ensure your FAB Mobile App and Payit App are updated.
  • Use the same mobile number registered with FAB.
  • Clear cache and try again.

Problem 2: Transfer failed or delayed

  • Check your internet connection.
  • Confirm you have enough balance.
  • For cross-bank transfers, allow 1–2 business days.

Problem 3: Cannot check balance

  • Log out and re-login.
  • Verify that your account link is still active under My Accounts.
  • If problem persists, contact FAB Customer Care.

Tips to Use Payit Safely and Effectively

  • Enable PIN or biometric login to protect your wallet.
  • Never share your OTP codes with anyone.
  • Set spending limits for extra control.
  • Activate notifications for every transaction.
  • Check regularly for app updates to stay secure.

FAQs About FAB Payit Wallet

Yes, you can use Payit as a stand-alone digital wallet, but linking a FAB account makes transfers faster and simpler.

Yes, non-FAB users can download Payit and load money through other bank cards or exchanges.

Most FAB-to-FAB and Payit-to-Payit transfers are free. International transfers may include small fees based on destination.

You can reset it easily within the app under Settings → Security → Reset PIN.

Yes, if your employer supports Payit for salary disbursement, you can receive your salary instantly and access funds anytime.

  1. Open the Payit App on your smartphone.
  2. Log in using your registered mobile number or biometric ID.
  3. Tap “Dashboard” → “My Accounts.”
  4. Your current FAB balance will appear instantly.
  5. For linked cards, go to “My Cards” to view credit or prepaid balance.

Final Thoughts

The FAB Payit Wallet is one of the most convenient ways to handle your money in the UAE. Whether you’re transferring to friends, paying bills, or simply checking your FAB balance, everything happens within seconds, safely and securely.

By linking your FAB account, you get instant access, smooth transfers, and complete control over your finances. With just a few taps, your smartphone becomes your personal digital bank.

Ayesha Rahman

Ayesha Rahman is a seasoned financial content specialist with over 7 years of experience covering banking, fintech, and consumer finance topics across the UAE and GCC region. She focuses on simplifying complex financial services, from FAB balance check guides to digital banking guide, helping users manage their money securely and efficiently.

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